Grameen Suraksha

Purpose:

Grameen Suraksha (Hospicash) is a flagship scheme exclusively designed for our members and their spouses where they can claim a daily fixed amount to cover for their income losses arising due to inability to work in the event of hospitalization.

For Grameen Suraksha the insurers in collaboration with CA Grameen are ICICI Lombard General Insurance Company Limited & Zurich Kotak General Insurance Company (India) Limited (Formerly known as Kotak Mahindra General Insurance Company Limited). 

Salient Features:

  • Annual premium at Rs. 300 for member and Rs. 600 for both member and spouse.
  • Digital enrolment process with minimal documentation.
  • Rs. 800 per day cash benefit for Non-ICU hospitalization / Rs 1,500 per day cash benefit for ICU Hospitalization for a total of 30 days in a year.
  • Applicable on at least 24 hours of hospitalization in a registered Govt. or private hospital.
  • Available for all kinds of hospitalization including maternity admittance subject to one month initial waiting period for pre-existing diseases.
  • Policy copy issued within 10 working days of enrolment application and claims are settled within 10 working days of claim submission.