Current Openings

CreditAccess Grameen welcomes dynamic and motivated individuals with a passion to work for social development. Our Team consists of Regular Employees & Consultants. CreditAccess Grameen’s Head Office is situated in Bangalore, which supports Operations through various functions such as project management, financial analysis, marketing, communication etc.

CreditAccess Grameen hires individual consultants and consulting firms for a wider range of assignments in the areas of HR, risk management, finance, internal controls, marketing, data analysis, etc. Individual consultants, whether hired directly or through organizations, provide expert advice and help us to prepare studies, appraisals and reports.

Current Openings

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Job Title: Branch Manager
Location: PAN India
Reporting To: Area Manager

Job Summary:

  • This position is responsible for achieving branch targets of outreach, portfolio quality and portfolio disbursement on a monthly basis, through a team of Kendra managers.
  • This position is responsible for maintaining controls and compliances of the branch.
  • This position is also responsible for overall administration and upkeep of the branch.

Broad Roles and Responsibilities:

Operations:

  • Achieve branch targets of outreach, portfolio volume and portfolio quality for both existing and new products and services as per agreed targets month on month.
  • Maintain and ensure retention of clients on a month on month basis
  • Plan monthly disbursements at the branch to ensure standards of idol cash are maintained as per the limits set for the branch
  • Comply with accounting processes to manage and handle cash at the branch as per established norms
  • Monitor and maintain expenditure within the established limits at the branch level
  • Implement audit compliance procedures and checks at the branch at the required frequency
  • Coordinate new member/ group visits(for re interview)  after KMs completing the CGTs
  • Ensure preparation and submission of all documents and reports as per agreed timelines
  • Monitoring of the existing Kendra’s on quarterly basis under the branch.
  • Ensuring the smooth completion of Audit process of the branch.
  • Ensuring recovery of overdue amounts under the branch.
  • Conducting the social development activity at the branch.

People:

  • Identify the location, space and procure infrastructure for the new branch and set-up the infrastructure for the branch with the support the regional Admin Manager
  • Monitor and ensure branch requirements in terms of stationary, supplies etc are adequate and general upkeep is maintained month on month

Background :

  • Graduate with at least 3 years of experience in MFI (microfinance)
  • Should be willing to reside and work in location at least 50kms from native location and willing to extensive travel

Apply by using link: https://www.surveymonkey.com/r/GV8BVC3

Job Title: Area Manager
Location: PAN India
Reporting To: Division/Region Manager

Position Summary: This position is responsible for meeting client and portfolio related growth targets in the assigned area (4 to 6 branches). He is responsible to for the implementation and monitoring of new products and services in his area

Key Accountabilities:

Growth and Expansion:

  • Help Divisional Managers in identifying potential areas for expansion in his/her area
  • Implement expansion plan by setting up new branches as per agreed targets
  • Implement and monitor new products and services outreach and awareness in the area to meet the established targets
  • Monitor achievement all the targets for the area for existing and new products including growth, member retention and branch overhead expenses

Operations Management:

  • Monitor and review effective functioning and administration at all branches on a monthly basis
  • Complete monthly branch performance reviews on time and submit desired reports to the HO
  • Conduct documentation verification of all new group formations prior to disbursement of loans to clients
  • Conduct GRTs for all new groups on a timely basis
  • Monitor and meet audit compliance requirements across all branches
  • Track and report key metrics in the area related to client repayment trends, new needs of the client base, PPI, feedback about new products and services on a monthly / quarterly basis
  • Maintain relationships with external agencies like Government officials, local leaders & other similar kind of institutions
  • Assess, manage and control risk on portfolio (specific accountability needs to be documented)

People Management:

  • Conduct and complete performance reviews for all branch managers at the established frequency and timeline
  • Participate in recruitment and implementation of training for subordinates

People: Responsible for a team of 5 to 6 direct reports; Indirect span of control – 40 to 45 employees

Background:

  • Qualification: Graduation
  • Experience: Minimum 8 years with 5+ years of managerial experience preferably managing multiple branches in MFI (microfinance)

Apply by using link: https://www.surveymonkey.com/r/GV8BVC3

Job Title: Trainee Kendra Manager (Field Executive)
Location: PAN India
Reporting To: Branch Manager – Group Lending

Job Summary: This position is responsible for acquisition and retention of clients and maintaining high standards of service.

Broad Roles and Responsibilities:

Operations:

  • Achieve individual targets of outreach, portfolio volume and portfolio quality as per agreed numbers month on month.
  • Follow client verification norms as per established standards to ensure credit worthiness before disbursement of loans.
  • Conduct loan utilization checks within 10 weeks of loan disbursement for all clients.
  • Ensure on time and accurate maintenance and submission of all relevant records & reports of all clients as well as internal branch records.
  • Ensure publicity and awareness of all new products and services across the client base in his/her groups.
  • Ensure timely and accurate handover of cash collected in the field at the branch office on a daily basis.
  • Build rapport and a relationship with clients to ensure client retention.
  • To conduct village survey, identify the members and form groups
  • Conducting of Kendra Meeting as per schedule.
  • Conducting exit interview of leaving members
  • Reporting of daily events to the branch manager
  • To maintain client KYC document, MBDF, PPIs of his Kendras.
  • Visiting the member house for filling up of Cash Flow statement
  • Conduct Loan Utilization Checks as per norms.    
  • Updating all the policy changes to members up-to-date.                             
  • To achieve the goals and constantly motivate the members to properly utilize the loans & services of CA Grameen.
  • Any other duties and responsibilities assigned by Branch Manager and higher authorities to be performed from time to time.

Background :

  • 10+2/HSC/PUC/JOC/ITI pass/fail
  • 0 to 6 months experience
  • Two-wheeler with valid LLR/DL is Mandatory
  • Should be willing to work at least 30 KM’s away from native

Apply by using link: https://www.surveymonkey.com/r/CAGL_Jobform2

Job Title: Quality Control – Regional Processing Centre
Location: PAN India
Reporting To: Team Leader – RPC

Job Summary: This position is responsible for Quality Checking of the documents at Regional Processing Centres

Broad Roles and Responsibilities:

  • Verification of KYC documents received for member enrolment from branches as per the KYC verification Policy.
  • Updation of Quality Checking clear cases in internal portal
  • Co-ordination with Branches regarding on-hold and rejected cases.
  • Preparation of MIS reports on Daily, Monthly, Yearly frequency.
  • Ensure team is adhering to standards of client enrolment, TAT in processing of the documents and maintain good rapport and relationship with all stakeholders.
  • Handle different Projects with proper planning, implementation, reporting and evaluation on adhoc basis.
  • Preparation of documents for monthly Internal Audit.
  • Work in co-ordination with all stakeholders on Survey and Process training

Background :

  • Minimum 3-year experience in document verification, preferred from NBFC/MFI.
  • Proficient in MS-Excel.
  • Graduate/post-graduate with good communication skills.

Apply by using link: https://www.surveymonkey.com/r/68WDPMD

Job Title: Checker – Regional Processing Centre
Location: PAN India
Reporting To: Team Leader – RPC

Job Summary: This position is responsible for data verification entered by Maker at Regional Processing Centres.

Broad Roles and Responsibilities:

  • Verification and approved of data entered by Maker in internal portal without any errors and deviations.
  • Preparation of MIS reports on Daily, Monthly frequency.
  • Ensure team is adhering to standards of data verification, TAT in processing of the documents and maintain good rapport and relationship with all stakeholders.
  • Preparation of documents for monthly Internal Audit.
  • Work in co-ordination with all stakeholders on Survey and Process training.

Background :

  • 1-3 years of experience in data entry/data processing.
  • Graduate/Post graduate with good communication skills

Apply by using link: https://www.surveymonkey.com/r/68WDPMD

Job Title: Maker – Regional Processing Centre
Location: PAN India
Reporting To: Team Leader – RPC

Job Summary: This position is responsible for data entry in internal system at Regional Processing Centres.

Broad Roles and Responsibilities:

  • Enter data in data fields in internal system correctly without any errors and deviations.
  • Ensure team is adhering to standards of data entry, TAT in processing of the documents and maintain good rapport and relationship with all stakeholders.
  • Preparation of documents for monthly Internal Audit.

Background :

  • 0-1 year of experience in data entry/data processing.
  • Graduate with good communication skills

Apply by using link: https://www.surveymonkey.com/r/68WDPMD