Current Openings

CreditAccess Grameen welcomes dynamic and motivated individuals with a passion to work for social development. Our Team consists of Regular Employees & Consultants. CreditAccess Grameen’s Head Office is situated in Bangalore, which supports Operations through various functions such as project management, financial analysis, marketing, communication etc.

CreditAccess Grameen hires individual consultants and consulting firms for a wider range of assignments in the areas of HR, risk management, finance, internal controls, marketing, data analysis, etc. Individual consultants, whether hired directly or through organizations, provide expert advice and help us to prepare studies, appraisals and reports.

Current Openings

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Job Title: Division Manager – Group Lending Business
Location: Tamil Nadu

Position Summary:         

This position is responsible for growth and expansion of the division (between 20-30 branches). Also ensuring proactive management of operational, financial, and environmental risks in the division. Candidate will be responsible for implementing any existing and new people related and operational projects for the division which the organization prioritizes periodically.

Key Accountabilities:    

Growth and Expansion

  • Create expansion plans for new branch opening as per agreed targets.
  • Plan ways to implement new products and services in the division to meet the established targets.
  • Monitor achievement of all the targets for the division including growth, profit, member retention, and division overhead expenses.
  • Implement strategic initiatives (people or operations related) undertaken by the management team/ head office.

Operations:

  • Identify and plan cost control initiatives to reduce overall operating costs in the division.
  • Identify, plan for and implement processes to track and measure critical field data required for decision making.
  • Design and implement risk management process at the branch/ area/ division level and report variances as per the established frequency.

Stakeholder Interactions:

  • Identify and build relationships with key government officials, NGO’s, and other organizations at the district level.
  • Develop and maintain relationship with external stakeholders.
  • Build brand image and visibility of CA Grameen in the division.
  • Participate in all SEDs in the division.

People Management:

  • Conduct and complete performance reviews for all area managers as per established frequency and timeline.
  • Participate in recruitment, trainings, transfer, and promotion process of your respective area.
  • Plan and support the implementation of capability building initiatives for employees in the division.

Background:       

  • Minimum 12 yrs. of work experience in NBFC/MFI Group Lending model.
  • Degree is a must. MBA/Post Graduation is a plus.
  • Excellent written and oral communication skills.
  • Good geographical knowledge of the location.

Apply by emailing your resume to careers@cagrameen.in with the position applied for in the subject line.

Job Title: Manager – Gold Loans branch expansion
Location: Head Office, Bangalore
Reporting To: DGM- Gold Loan Operations

Job Summary: 

Manage the pilot branch expansion project and ensure the launch of branches in various locations. This involves completion of the branch infra constructions and fulfill Gold Loan related specified requirements, safe storage construction, safe vault installation, security device installation, etc. by co -ordinating with the respective dept. The candidate must also provide a clear plan for the branch expansion; shortlist branches based on the potential, furnish a timeline for completing the project and actively support the team to achieve the desired outcomes.

Broad Roles and Responsibilities:

  • Monitor the pilot branch expansion plan and ensure the completion of the branch infra changes, fulfill Gold Loan related specific requirements, security equipment installation, etc. by co -ordinating with the respective dept.
  • Travel to respective branches and guide the branch/ team to establish the Gold Loan required infrastructure, security systems, and other related requirements.
  • Responsible for timely completion of the pilot branches for Gold Loan related requirements and hand over the same for a soft launch. Necessary demo should be given to the concerned authority and employees before the soft launch.
  • Submission of the reports, MIS, and tracker related to the branch launch and expansion.
  • Liaising the admin/security/IT team for system /technical support for the Gold Loan pilot branch operations.
  • Serve as a point of contact/SPOC for any pilot branch infra and related issues pertaining to the Gold Loans requirement.
  • Conducting training sessions to the employees on the Gold Loan Appraisal, Gold handling/movement, documents management, and any other branch operations, etc.
  • Identifying the weak areas/security issues/ compliance issues in the branches and taking corrective measures by engaging different stakeholders.
  • Develop and implement a company-wide go-to-market plan and collaborate with respective departments for execution.
  • Have a zeal to explore new opportunities and products backed by extensive research and surveys.

Mandatory Skills:

  • Should have the knowledge in Gold Loan operations Risk, safe management, documentations and other operations in the branches.
  • Should know the security control mechanism and statutory compliance related to the branch.
  • Tech savvy, proficient in MS Office.
  • Excellent time-management and organizational skills.
  • Excellent written and oral communication skills.

 Background:  

  • 5 – 7 years of experience in Gold Loan process and branch expansion in any Gold Loan company.
  • Should have the experience in new branch opening and its guidelines.
  • Graduate from any recognised institution.

Apply by emailing your resume to careers@cagrameen.in with the position applied for in the subject line.

Job Title: Branch Manager– Group Lending
Location: Maharashtra, Madhya Pradesh, Odisha& Chhattisgarh
Reporting To: Area Manager – Group Lending

Position Summary:

  • This position is responsible for achieving branch targets of outreach, portfolio quality and portfolio disbursement on a monthly basis, through a team of Kendra managers.
  • This position is responsible for maintaining controls and compliances of the branch.
  • This position is also responsible for overall administration and upkeep of the branch.

Broad Roles and Responsibilities Operations:

  • Achieve branch targets of outreach, portfolio volume and portfolio quality for both existing and new products and services as per agreed targets month on month.
  • Maintain and ensure retention of clients on a month on month basis
  • Plan monthly disbursements at the branch to ensure standards of idol cash are maintained as per the limits set for the branch
  • Comply with accounting processes to manage and handle cash at the branch as per established norms
  • Monitor and maintain expenditure within the established limits at the branch level
  • Implement audit compliance procedures and checks at the branch at the required frequency
  • Coordinate new member/ group visits( for rei interview) after KMs completing the CGTs
  • Ensure preparation and submission of all documents and reports as per agreed timelines
  • Monitoring of the existing kendras on quarterly basis under the branch.
  • Ensuring the smooth completion of Audit process of the branch.
  • Ensuring recovery of overdue amounts under the branch.
  • Conducting the social development activity at the branch.

People:

  • Review and monitor Kendra manager performance on a weekly and monthly basis
  • Ensure Kendra managers adhere to standards of client interaction, rapport and relationship building

Administration

  • Identify the location, space and procure infrastructure for the new branch and set-up the infrastructure for the branch with the support the regional Admin Manager
  • Monitor and ensure branch requirements in terms of stationary, supplies etc are adequate and  general upkeep is maintained month on month. Administration:
  • Identify the location, space and procure infrastructure for the new branch and set-up the infrastructure for the branch with the support the regional Admin  Manager
  • Monitor  and ensure branch requirements in terms of stationary, supplies etc are adequate and  general upkeep is maintained month on month

Background

  • Graduation or Post Graduation
  • Minimum 5 years of experience in NBFC/MFI

Apply by emailing your resume to careers@cagrameen.in with the position applied for in the subject line. 

Job Title: Branch Manager – Individual Lending
Location: Tamilnadu, Maharashtra and Madhya Pradesh
Reporting To: Regional Sales Manager

Position Summary:

  • This position is responsible for achieving branch targets of outreach, portfolio quality and portfolio disbursement on a monthly basis.
  • Manage both Sales, collection, Operations, Disbursement and end to end activity for the respective Branch.
  • This position is responsible for maintaining controls and compliance’s of the branch.

Broad Roles and Responsibilities Operations:

  • Achieve branch targets of outreach, portfolio volume and portfolio quality for all Individual Lending Products, existing and new products and services as per agreed targets month on month.
  • Maintain and ensure retention of clients on a month on month basis
  • Plan daily activities at Branch through Sales, Collection and Operation Team.
  • Comply with accounting processes to manage and handle cash at the branch as per established norms
  • Monitor and maintain expenditure within the established limits at the branch level
  • Implement audit compliance procedures and checks at the branch at the required frequency
  • Develop a strong business team and monitor them to ensure profitability.
  • Ensure preparation and submission of all documents and reports as per agreed timelines

People:

  • Review and monitor entire team and individual performance on a weekly and monthly basis
  • Ensure team is adhering to standards of client interaction, rapport and relationship building

Administration

  • Identify the location, space and procure infrastructure for the new branch and set-up the infrastructure for the branch with the support the regional Admin Manager
  • Monitor and ensure branch requirements in terms of stationary, supplies etc are adequate and  general upkeep is maintained month on month

Background Minimum 4 yrs experience in Branch Management, Preferred from NBFC/MFI Individual Lending. Degree is a must. MBA/Post Graduation is a plus

Apply by emailing your resume to careers@cagrameen.in with the position applied for in the subject line.