Ms. Surrayya Banu from Chikkamagaluru, Karnataka, has been our customer for the past 14 years now. Owing to her family’s severe financial difficulties, she used to work as a coolie and experienced many trials and tribulations across the years. She found a glimmer of hope when one of her friends introduced her to CA Grameen. From thereon, there was no turning back. She decided to take a loan from the company and started a small coffee nursery for a living.

At first, she availed a loan of INR 6,000 and used it to purchase raw materials like coffee seeds, soil, etc. Thanks to the timely loan and her hard work, the demand for her coffee saplings started to shoot up. She gradually began to borrow higher-ticket loans in the increments of INR 15,000, INR 30,000 and currently INR 1,00,000 to expand her business and cater to the rising demand. With increased capital flowing in, her business took off smoothly. Growth in the business elevated the standards of living for her family. She was able to build her own house and provide seed funding for her children’s business.

With gratitude in her heart, she remarks, “Loans provided by CA Grameen has helped me a lot! I now have 60,000 pots in my nursery. The price range varies between INR 10-12 per sapling and I earn a profit of around INR 20,000 per month. She confidently adds, “The business has empowered me, and I aim to cultivate 1 lakh coffee saplings soon. My family and friends are proud of me. I have suggested that my friends, too become entrepreneurs through the help of CA Grameen loans and achieve financial independence.