“After the cows came into our lives, our lives changed and became brighter. Thanks to our cows, my family is very happy,” says Shilpa, a CreditAccess Grameen customer from Srirangapatna.

Shilpa used to work at a garments factory – a job she eventually had to quit due to growing health issues. Determined to make a living, she turned to dairy farming. The cow produced 5-6 litres of milk, but the earnings were not enough to cover household expenses or her children’s education costs. When she shared this with a CreditAccess Grameen loan officer, they recommended the Grameen Unnati loan to her. “I realised that cows were more than an income source – they were an opportunity,” says Shilpa. So, she decided to expand her dairy business with Grameen Unnati. The process was quick with minimal documentation, and she could avail a loan amount of 1.8 lakhs. Now, the farm produces 25-30 litres of milk every day. Through this business, she’s able to manage the household, save for her children’s future, and pay off other debts. More importantly, it’s boosted her confidence and self-respect. With a smile, she says, “From our family – thank you, Unnati loan!”